相较於2009年，2010年前九个月加州劳工保险的保险金增加大概百分之十，达到七千四百万美金。 2010年的前九个月，据记载，保险公司平均向公司收取费用率为：每百元工资中的$2.39，较之2009年上升大约一个百分点，但是相较2003年後半年仍然下降百分之六十三。工人赔偿保险评级局统计出2009年工伤事故损失共七千六百万，较之2008年下降四个百分点。2009年终极事故联合损失花费率大约为百分之一百二十七，较之2008年提高十七个百分点，较之2005提高七十三个百分点。工人赔偿保险评级局亦统计出，自2001年以来，2008年的联合损失花费率达到最高峰，当局预计2009年索赔平均开销将达到大约六万两千块，比2008年增长六个百分点，比2005年增长近60个百分点。
CA workers’ Comp Insurance Raised
California's workers' comp insurers wrote approximately 10 percent more
premium the first nine months of 2010 compared to 2009. Written premium for
the first nine months of 2010 was recorded at $7.4 billion. Average rate insurers charged per $100 of payroll during that period was $2.39, approximately 1 percent above the average rate charged for 2009, but still approximately 63 percent less than the average rate charged in the second six months of 2003. WCIRB projects total ultimate accident year losses for 2009 of $7.6 billion, 4 percent below the 2008 level, and approximately 38 percent the pre-workers' compensation insurance reform high in 2002.The ultimate accident year 2009 combined loss and expense ratio is estimated at 127 percent. This combined ratio is 17 percentage points higher than the accident year 2008 combined ratio, and 73 points higher than the accident year 2005 ratio. The 2009 accident year
combined ratio is the highest since 2001, WCIRB noted. The Bureau estimated that the average cost of a 2009 indemnity claim will be approximately $62,000,
an increase of 6 percent over 2008, and a 60 percent increase from 2005 figures.
Source: LA Times
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